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Focused on a holistic goals-based Financial Planning, Future Proof is an investment services platform geared towards Financial Advising and Risk Management.

At Future Proof, the Financial Advisors work in accordance with the CFA Program's Code of Ethics and Professional Conduct Standards; the most recognized certification in the financial area at an international level.



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Technology at the service of Wealth Management. Analyze your porffolio with Future Analyzer service, by Future Proof.


Analyze your financial future and your savings plan.

Future Analyzer is technology at the service of Financial Planning. A new and revolutionary service within financial industry, which consists of an integrated analysis of a portfolio of financial assets, in order to help investors to develop and optimize their investment portfolio from a quantitative point of view, using only computational finance tools. We are focused on the digital transformation of wealth management based on three key elements: optimization, visualization and personalization.

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Life Insurance

A Life Insurance appears as a way to prevent, at an economic level, the consequences of death or survival at a certain age. There are two types of Life Insurance: Total and Permanent Disability and Absolute and Definitive Disability . What's the difference?

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Investment Advising​

Investment Advising​ is a service that requires the provision of customised advice, either at the client's request, or at the initiative of the consultant relating to financial instruments. A 100% investor-focused service.

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Financial Products

The service of Financial Products is provided in partnership with Banco Invest S.A. and aims to monitor customers, managing their relationship with the bank from the moment they open an account.

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Future Proof Academy

Future Proof has always aimed to promote Financial Literacy for investors and market participants. For this, we launched a set of videos in LIVE format on Youtube, called "Future Proof Academy", content that is also placed on the most varied platforms, such as Spotify, Apple and Google Podcasts. These "Youtube LIVE's" are aimed at future investors and those interested in the financial markets.

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Wealth Management, Investment advising and risk management Future Proof.


In the bank, money does not yield anything.

If money in the bank yields nothing, why are around 175 billion euros parked in banks, according to July data from Banco de Portugal? To answer this question, we will address the problem and alternatives to bank deposits and financial literacy in Portugal.

Long becomes the wait

The recession is already one of the most anticipated events of recent years. Are we contradicting economic theories or simply acting to counteract or reformulate expectations?

Banking crisis: smoke signals, is there a fire?

Banking crisis: central banks have been playing from various angles; continue to raise interest rates and inject money into banks with liquidity problems. What will happen?

Will Artificial Intelligence be a game-changer in investment?

Cutting-edge technology brings great things, but is it enough for us to make an informed investment decision?

+351 939873441 (Vítor Mário Ribeiro, CFA)

+351 938438594 (Luís Silva)

Future Proof is an Appointed Representative of Banco Invest, S.A.. It is registered at CMVM.