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Focused on a holistic goals-based Financial Planning, Future Proof is an investment services platform geared towards Financial Advising and Risk Management.

At Future Proof, the Financial Advisors work in accordance with the CFA Program's Code of Ethics and Professional Conduct Standards; the most recognized certification in the financial area at an international level.



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Technology at the service of Wealth Management. Analyze your porffolio with Future Analyzer service, by Future Proof.


Analyze your financial future and your savings plan.

Future Analyzer is technology at the service of Financial Planning. A new and revolutionary service within financial industry, which consists of an integrated analysis of a portfolio of financial assets, in order to help investors to develop and optimize their investment portfolio from a quantitative point of view, using only computational finance tools. We are focused on the digital transformation of wealth management based on three key elements: optimization, visualization and personalization.

Analyze your portfolio

Life Insurance

A Life Insurance appears as a way to prevent, at an economic level, the consequences of death or survival at a certain age. There are two types of Life Insurance: Total and Permanent Disability and Absolute and Definitive Disability . What's the difference?

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Investment Advising​

Investment Advising​ is a service that requires the provision of customised advice, either at the client's request, or at the initiative of the consultant relating to financial instruments. A 100% investor-focused service.

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Financial Products

The service of Financial Products is provided in partnership with Banco Invest S.A. and aims to monitor customers, managing their relationship with the bank from the moment they open an account.

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Future Proof Academy

A Future Proof sempre teve como objetivo promover a Literacia Financeira dos investidores e dos participantes de mercado. Para isto, lançamos um conjunto de vídeos em formato LIVE no Youtube, com o nome de "Future Proof Academy", conteúdo este que é colocado também nas mais variadas plataformas, como Spotify, Apple e Google Podcasts. Estas "Youtube LIVE's" são dirigidas para os futuros investidores e interessados nos mercados financeiros.

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Wealth Management, Investment advising and risk management Future Proof.


Arithmetic Return and Geometric Return

Let's analyze the calculation of the return for multiple investment periods: we want to calculate the cumulative return of the portfolio and then the average return of the same.

How is return on investment calculated?

Computing the return on investment portfolio is an essential element for any investor and is one of the main objectives when making the decision to invest.

How to choose a Life Insurance

Life insurance is very important for individual and family well-being and for the correct management of individual risk. Therefore, it is necessary to understand how to choose the best life insurance.

Life Insurance coverage

Coverage refers to what is guaranteed through life insurance. But what exactly does life insurance cover? This answer will depend on several factors.

+351 939873441 (Vítor Mário Ribeiro, CFA)

+351 938438594 (Luís Silva)

Future Proof is an Appointed Representative of Banco Invest, S.A.. It is registered at CMVM.